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Home > Calculators

Helpful Calculators

Automobile Calculators
Should I lease or purchase an auto?Auto purchase - Loan versus 0% dealer financing?What would my auto payments be?Should I upgrade to a more fuel efficient vehicle?Auto loan - Accelerated payoffHow much vehicle can I afford?
Cash Flow Calculators
What is my current cash flow?What is my projected cash flow?Value of reducing or foregoing expenses.How much am I spending?How much do I need for emergencies?Should I pay down debt or invest more?What is my current net worth?What is my projected net worth?Historical inflation - Compare purchasing powerHow long will my money last?Should my spouse enter the work force?
College Calculators
What is the value of a college education?Will I be able to pay back my student loans?Should I live on campus, off campus or at home?When should I begin saving for childs college?
Credit Calculators
Re-structuring debts for accelerated payoffWhich is better, cash up front or payments over time?What is the impact of making extra debt payments?Should I pay off debts or invest the money?How long will it take to pay off my credit card(s)?How long until my loan is paid off?What would my loan payments be?Do I have too much debt?What is the balance owing on my loan?
Insurance Calculators
How much life insurance do I need?What is my life expectancy?What are my needs for burial and final expenses?How much disability income insurance do I need?What are the chances of becoming disabled?What are my long-term care insurance needs?How much will I earn in my lifetime?How long will my current life insurance proceeds last?What are the tax advantages of an annuity?What is the future value of an annuity?Which is better, comprehensive plan or high-deductible plan with HSA?
Investment Calculators
What is my risk tolerance?Certificate of deposit (CD) analyzerWhat is the dividend yield on a stock?How should I allocate my assets?What is the value of a bond?What is the value of a call or put option?Certificate of deposit (CD) laddering strategyCompare taxable vs. tax-free investment returnWhat is the return on my real estate investment?
Home & Mortgage Calculators
Should I convert to a bi-weekly payment schedule?Compare a no-cost vs. traditional mortgageHow much home can I afford?Should I refinance my home mortgage (breakeven)?Mortgage calculatorComparing mortgage terms (i.e. 15, 20, 30 year)Should I pay discount points for a lower interest rate?Should I rent or buy a home?What are the tax savings generated by my mortgage?Which is better, fixed or adjustable-rate mortgage?Adjustable rate mortgage calculatorHow do closing costs impact the interest rate?Compare an interest-only vs. traditional mortgageHow much can I borrow from my home equity (HELOC)?
Paycheck & Benefits Calculators
How will payroll adjustments affect my take-home pay?Convert my salary to an equivalent hourly wage.What is the future value of my employee stock options?What may my 401(k) be worth?What is the impact of increasing my 401(k) contribution?Convert my hourly wage to an equivalent salary.
Retirement Calculators
Social security retirement income estimatorHow does inflation impact my retirement income needs?Compare a Roth 401(k) to a Traditional 401(K)How will retirement impact my living expenses?How much will I need to save for retirement?Are my current retirement savings sufficient?I am retired, how long will my savings last?When should I begin saving for retirement?Should I convert discretionary expenses to savings?How much retirement income may my 401(k) provide?
Saving Calculators
Becoming a millionaireHow long until my savings reach my goal?Save now vs. save laterWhat will my current savings grow to?Calculate rate of returnWhat is my effective annual yield?Income generated by a savings plan.
Taxation Calculators
How much self-employment tax will I pay?Capital gains (and losses) tax estimatorHow much of my social security benefit may be taxable?What are the tax implications of paying interest?
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