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Home > Blog > Shipman Insurance Agency Blog Page 29
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Shipman Insurance Agency Blog Page 29

View the latest blog posts from Shipman Insurance Agency.

Tuesday, March 26, 2019

What Does It Mean to Be in a No-Fault or At-Fault State?

Each state sets laws determining who handles paying for an accident after it occurs. When two parties collide, determining fault is not always the goal. In some states, each person’s insurance pays for the losses. How does this work? Are you in a no-fault or at-fault state? READ MORE >>

Thursday, March 21, 2019

Will Business Insurance Cover Inventory Loss After a Storm?

When a storm comes through any community, it can cause damage to property in a matter of minutes. Many times, the damage comes in the form of structural losses, such as the roof blowing off the property. Other times, it creates risks that go further, such as leaks that can cause you to lose the inventory in your business. READ MORE >>

Tuesday, March 19, 2019

Your Auto Insurance May Cover Damage Caused by Birds

A bird may seem like a small, simple animal. However, it can cause damage to your assets including your car. If you have bird-related damage to your car, your auto insurance policy may cover it. Whether you have coverage depends on many factors. Among them is what type of coverage you have. READ MORE >>

Thursday, March 14, 2019

Will Home Insurance Cover Insulation and Mold Damage from a Leaking Roof?

A small leak is all it takes. Within a short amount of time, the insulation in a roof can develop mold. The interior of the roof may have structural deficiencies as a result. When a situation like this occurs, it becomes essential to find a solution. Home insurance may not cover this type of damage. READ MORE >>

Tuesday, March 12, 2019

What Type of Business Insurance Coverage Does a Grocer Need?

One of the fastest growing small business sectors is the independent grocer. Gone are the days when only the large retailers could capture a customer base. Today’s consumer is after not just affordable products, but also specialization. Small town grocers offer this. However, these are high-risk businesses. READ MORE >>

Thursday, March 7, 2019

Is it Possible to File a Claim for Auto Insurance for Whiplash?

Whiplash is a painful, debilitating condition that occurs as a result of rapid back and forth movement of the head. A rear-ending car crash is a common instance in which whiplash occurs. If it happens to you, you may begin to feel pain a day or so after. What should you do if you develop this condition? READ MORE >>

Tuesday, March 5, 2019

Can a Smart Home System Reduce Your Theft Risks?

A smart home is one that provides information and communicates with you no matter where you are. These are growing in popularity today. A wide range of versions are available. Each one seems to do something unique. If you are thinking about the investment in a smart home system of any type, it helps to know what the benefits are. READ MORE >>

Thursday, February 28, 2019

What Is the Ring Camera – Is This Smart Home Feature Beneficial?

Ring® is one of the more well-known doorbell cameras. This device aims to provide you with a video feed outside your front door. Some provide real-time video. Others offer photos whenever someone presses your doorbell. What should you know if you plan to buy one? READ MORE >>

Tuesday, February 26, 2019

How to Get Car Insurance with a Suspended License

If you own a vehicle, you should have auto insurance on it. This is true even if you have a suspended license. In all situations, if you do not have an active license, you should not drive. That does not mean you have to sell your cars, though. Instead, you need to maintain proper insurance coverage from the right agency. READ MORE >>

Thursday, February 21, 2019

Will Home Insurance Replace a Home If Destroyed?

Will home insurance replace a home if destroyed? This is a common question many people ask. Most people believe that, if they lose their home, having home insurance means the insurer rebuilds the property. That is not always the case. In many situations, this depends on what happens, the type of insurance you have, and the value of the home. READ MORE >>

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